Tuesday, July 23, 2013

Why Insurance is so Important ?


Based on what type of insurance you are looking for and the price you are willing to pay for, we could assume what’s the most convenient and reasonable for you. Therefore, let’s start with all the types of Insurance out there available:

1.    Auto insurance
There are over millions of traffic accidents in the world. The chances of you to not be one of them are 50/50 if you were to live near highways or traffic points. However let’s not get into statistics, what you need to know at most is that the chances are high if you drive a lot. That being said, the best advice is to look for several rate quotes, read the coverage provided carefully and check constantly to see if you qualify for lower rates based on age, driving record or the area where you live. 

2.    Long-term Disability Coverage
This is the one we think we might no need at most. We all assume that we just need to take care of ourselves yet statically speaking  the chances are high  to get disabled when the reach the age of retirement. Therefore this is one the type of insurance we all need to think of unless your life doesn’t really matter to you. The cost of disability insurance is based on many factors including age, lifestyle and health issues.

3.    Health Insurance
Perhaps, one of the most controversial due to the need of it and how expensive it could get to. There’s not too much to say about them .These health insurances are really difficult to handle since it relies more in your employer-sponsored programs.  As the health care debate increases, all you can do is to look for the most affordable and convenient for you. The two basic types of life insurance are Traditional Whole Life and Term Life which depends as well in your age, occupation, number of dependents, among others.

4.    Life Insurance
Sincerely, we all know this is pretty much useless for you yet is the greatest advantage for the ones you leave behind. In other words, the more money you give, the better chances your family get to see a bright future whatever they encounter or face throughout their lives
There are many debates whether insurance is really worth to get it or not .Unfortunately in the long run we all need it at some point in life. However, many insurances programs out there discourages people to get them since most of them are just looking to rip off your money. Therefore, I made a list of the ones most trusted-affordable ones from my point of view in Florida.

- Life Insurance Florida provided by MetLife
- Best Car insurance Terms provided by GEICO
- Best Health Insurance terms provided by Capitol Health Plan
- Public-Private Partnership for Long-term Care Insurance Coverage by Medicaid

   

Progressive Car Insurance Discount/ Rewards/Availability

Discount  Progressive Car Insurance  List:

When you get a quote in Progressive Car Insurance , they consider the possible discounts  you can get according to your information. Therefore , in the following list  , I'll show you the best ones :

 Accident Forgiveness
 E-sign
HomeOwners
MultiCar Insurance
Snapshot Discount
Pay in Full
And More!

Progressive Car Insurance Rewards and Availability:

The Progressive Car Insurance  policy offers not only discounts but benefits as well  for the time you are with them. IT is called Loyalty Rewards. The  rewards are the following :

Small Accident Forgiveness
Network of Preapproved Repair Shops
Minor Child Discount
Continuous Insurance Discount
Large Accident Forgiveness
Emerald Access
Lifetime Crown Benefits
 *Note : Some of the may not apply according to your length of time with Progressive.


As for the  Availability, Progressive  CAR Insurance for rates , offers and more visit the main site by entering your ZIP code and your preferences.

   

Progressive Car Insurance Comparison Rates / Coverage List

Progressive Car insurance comparison rates:

 You get to know  the advantage of comparing with other top companies to see what is best for you . The features available are:

Insurance Company Comparisons
Why compare Auto Insurance Rates
How good is your  Insurance Rate
Snapshot and MORE

Progressive Car insurance  Coverage List:

The following list allows you to verify what progressive has to offer and what's best for your family and you.

Body Injury and Property Damage Liability
Comprehensive and Collision
Uninsured /Underinsured Motorist
Loan/ lease Payoff
Medical Payments
Custom Parts Coverage
Rental Reimbursement
Roadside Assistance
Pet Injury Coverage!



Progressive Car Insurance

Progressive Car Insurance:
The progressive car Insurance has been around  since 1937 and providing excellent customer service and insurance low rates for  low-risk drivers and then , changing the CAR INSURANCE shopping experience by offering amazing rates.

The three most important features about  PROGRESSIVE CAR INSURANCE:
Savings you can feel confident about
Little extras to make your life easier
And Convenience when it matters the most.

Shopping  Progressive Car Insurance :

The progressive Car insurance  provides affordable prices according on how much coverage you need , how much can you pay  and what are you getting for the price.

Progressive Car insurance  provides  you quotes Online or by phone anytime and it could be even faster if you have the following :
Current Insurance Declarations Page
Vehicle identification Number
Driver License
Current Vehicle info.

As for my personal reviews it seem the best quotes you can get them online  with more detailed information.  Car insurance Features such as :
Easy Auto Insurance quotes Online
Payment options

Online, Phone Mobile Support

GEICO Auto Insurance Support

GEICO AUTO INSURANCE  SUPPORT:

Do you want to know about GEICO AUTO INSURANCE , visit the main site and  check out  by STATE what's more convenient for you or contact them directly :
Auto Insurance

Sales & Service 1-800-861-8380 Open 24 Hours
Telephone Pay 1-800-932-8872 Open 24 Hours
General Claims 1-800-861-8380 Open 24 Hours
Glass Claims 1-800-510-2291 Open 24 Hours
Emergency Road Service 1-800-424-3426 Open 24 Hours
Mechanical Breakdown Claims 1-800-443-7411 Open 24 Hours

Military Customers 1-800-MILITARY 

GEICO Auto Insurance Discount List

GEICO auto Insurance Discount list :

The GEICO AUTO INSURANCE lets you save money as much as you can according to your vehicle specs:
Air BAG
Anti- Lock Brake System
Anti-Theft System:

Daytime Running Lights

Save money according to  you vehicle driving history :

Five-Year Accident-free Good Driver
Seat Belt Use

Save money according to your current education:
Drivers' Education
Good Student

Save money according to your affiliations :
Emergency Deployment
Military
Membership/ Employee Discounts
Federal Employee

Lastly, save money according to your loyalty!:
Multi-Car

Multi Policy /Multi-line Discount


Why choose GEICO Auto Insurance

Why choose GEICO Auto Insurance?:

The GEICO auto insurance program promise you to protect you from most of financial losses due to  an accident. They  offer the best rates out there when it comes to auto insurances in general no to mention the diverse discounts for auto insurance.

They provide exclusive offers and discounts for auto insurance
24/7 phone support
GEICO auto insurance is considered in the top5 of all insurance companies.
Claims are easy to handle .

GEICO auto insurance policies for family are comfortable when it comes  for individual changes.


   

Geico Auto Insurance

Geico Auto insurance:

The GEICO auto insurance is simple  with amazing low rates , great customer service and magnificent financial rates. GEICO Auto insurance offers multi car discount, discount for car with airbags and other great features when it comes to SAVE MONEY!.

Geico Auto Insurance COVERAGE:

The GEICO auto insurance policy comes  really handy and it may vary according to the state you live in. Your payment is the total of the following separate coverage :

Bodily Injury Coverage
Property Damage
Medical Payments, NOo fault or personal injury coverage
Uninsured motorist coverage
Comprehensive Physical damage coverage
Collision Coverage


Additionally GEICO AUTO INSURANCE OFFERS : emergency road service, Rnetal Reimbursement and Mechanical Insurance.

State Farm Auto Insurance Claim Center Help

State Farm Auto Insurance Claim Center Help:

We know you are most likely to get in a stressful situation when you are in accident .Therefore State Farm Auto insurance  program provides an special center where you can talk about your auto insurance claims and provide you quickly and auto repair facility. .You can try the direct number as well which is the following :
1-800-STATE-FARM

Quick facts about State Farm auto insurance:
According to the latest results and research  state farm insures more cars and homes In the United States than the competition and fortunately processes 35,000 claims daily In order to support their customers!.


For more information you can always visit the main State Farm Insurance site.

State Farm Auto Insurance Discounts

State Farm Auto Insurance  Discounts:

The state farm auto insurance discounts are worth it for auto insurances .In the following list we present the most valuable discounts with State Farm Auto Insurance :

25% Good Student
20% Multiple Automobile Discount
17% Multiple Line
10% Good Driving Experience
15% Steer Clear Safe
5% Defensive Driving Course
5% Drive Safe % save Discount.

Need an State Farm auto insurance agent?:

By entering you ZIP code you can manage to easily contact an auto insurance representative near your area in order to help you with your auto insurance policy.


For more information visit : http://www.statefarm.com/agent/index.xhtml

State Farm Auto Insurance

The State Farm insurance program offers great discounts when it comes to auto insurance and they facilitate in one fundamental  principle : integrity. You can actually  provide the price you can afford and  they promise to be there anytime and anywhere you need it at most. The discounts may vary according to the state farm auto insurance plan. In this first part , we will talk about auto insurance coverage plans in general.

State Farm Auto insurance  coverage List Program  :

Liability Coverage
Medical Payments Coverage
Collision Coverage
Uninsured / Underinsured Motor Vehicle Coverage
Car Rental and Expenses

Emergency Road