Based on what type of insurance you are looking for and the price you are willing to pay for, we could assume what’s the most convenient and reasonable for you. Therefore, let’s start with all the types of Insurance out there available:
1. Auto insurance
There are over millions of traffic accidents in the world. The chances of you to not be one of them are 50/50 if you were to live near highways or traffic points. However let’s not get into statistics, what you need to know at most is that the chances are high if you drive a lot. That being said, the best advice is to look for several rate quotes, read the coverage provided carefully and check constantly to see if you qualify for lower rates based on age, driving record or the area where you live.
2. Long-term Disability Coverage
This is the one we think we might no need at most. We all assume that we just need to take care of ourselves yet statically speaking the chances are high to get disabled when the reach the age of retirement. Therefore this is one the type of insurance we all need to think of unless your life doesn’t really matter to you. The cost of disability insurance is based on many factors including age, lifestyle and health issues.
3. Health Insurance
Perhaps, one of the most controversial due to the need of it and how expensive it could get to. There’s not too much to say about them .These health insurances are really difficult to handle since it relies more in your employer-sponsored programs. As the health care debate increases, all you can do is to look for the most affordable and convenient for you. The two basic types of life insurance are Traditional Whole Life and Term Life which depends as well in your age, occupation, number of dependents, among others.
4. Life Insurance
Sincerely, we all know this is pretty much useless for you yet is the greatest advantage for the ones you leave behind. In other words, the more money you give, the better chances your family get to see a bright future whatever they encounter or face throughout their lives
There are many debates whether insurance is really worth to get it or not .Unfortunately in the long run we all need it at some point in life. However, many insurances programs out there discourages people to get them since most of them are just looking to rip off your money. Therefore, I made a list of the ones most trusted-affordable ones from my point of view in Florida.
- Life Insurance Florida provided by MetLife
- Best Car insurance Terms provided by GEICO
- Best Health Insurance terms provided by Capitol Health Plan
- Public-Private Partnership for Long-term Care Insurance Coverage by Medicaid
